NFIP is a voluntary program based on a mutual agreement between
the federal government and the local community. The NFIP
is administered by the Federal Insurance Administration (FIA)
within the Federal Emergency Management Agency (FEMA). The
Illinois Department of Natural Resources/Office of Water Resources
(IDNR/OWR) is the state coordinating agency for the NFIP.
To find out how your community can join the NFIP please see www.floodsmart.gov.
has one of the largest inland systems of rivers, lakes and streams
in the United States. Nearly 15% of our total land area
(or 7,400 square miles) is subject to flooding. Total stream flow
in Illinois averages over 25 BILLION gallons per day!
are by far the most common natural disaster in Illinois, accounting
for well over 90% of the declared disasters. It is estimated that
over 250,000 buildings are located in floodplains of Illinois.
Unwise floodplain development further increases property damage
and potential loss of life from flooding. Annual damages in the
state average nearly 700 million dollars!
are an inevitable natural event. There are almost always
adverse impacts upon the citizens, local governments and state
government from both physical and financial damages. It is very
important to develop and expand flood risk reduction activities
in order to yield positive, long-term benefits. The NFIP and the
Illinois Department of Natural Resources have set preventative
standards for communities to follow so there won't be disastrous
consequences when floods occur.
plain management rules in downstate communities:
plain management rules in northeastern Illinois: